Earn Up to 15% Back with Amex at Kroger (Limit: $100)

Key takeaway

Unlock up to 15% back at Kroger with a targeted Amex Offer—have you checked your eligibility yet?

Highlights

  • New Amex Offer provides 10% or 15% back at Kroger and affiliates.
  • Valid for purchases up to $100, with a $10 or $15 cap on cashback.
  • Offer expires on 12/31/26 and is available in-store and online.
  • Excludes physical and electronic gift cards, gas stations, and certain services.
  • Targeted offers may vary by individual; check for Kroger affiliates.

Variations of a new Amex Offer appeared yesterday, giving 10% or 15% back on up to $100 in spend at Kroger or some of its affiliate stores.

The Deal

  • Get 10% or 15% back at Kroger with a targeted Amex Offer.

Key Terms

  • Expires 12/31/26.
  • Limit $10 or $15 back.
  • Offer valid in-store and online only at US website kroger.com or via Kroger Fresh and Kroger mobile app.
  • Valid at participating locations in the US.
  • Not valid on purchases shipped outside of the US. See merchant website for delivery availability in your market.
  • Excludes physical gift cards and electronic gift card purchases.
  • Excludes gas stations, Fred Meyer Jewelry Stores, restaurants inside of Krogers, clinics and pharmacies, florists, and any third party services such as Redbox and Coinstar.
  • Excludes picking up from Walgreens. Excludes Little Clinic site and Kroger Wireless.
  • If you receive a free trial, charges may not post to your account until the trial has lapsed. Charges must post to your account before 12/31/26 in order to qualify. Please note if you purchase a membership, unless you notify the merchant that you want to pause, cancel, or that you do not want to auto renew, your membership will automatically renew for another membership period (subject to applicable law) of equal length (for example monthly, or annually). This means that the merchant will collect the then-applicable membership fee and any taxes by charging a credit card the merchant has on record for you without notifying you, unless notification is required by applicable law.
  • Offer valid only on purchases made in US dollars.

Quick Thoughts

I was targeted for 10% back on some of my Amex cards, while my wife was targeted for 15% back on some of hers. Both of our offers were valid for spending at Kroger, but I’ve also seen people targeted for similar offers at other Kroger affiliate brands like Ralphs. So it’s worth keeping an eye out for those, since I wouldn’t be surprised if others have offers for brands like King Soopers, Fry’s, Smith’s, etc.

Spending $100 at a grocery store shouldn’t be hard to max out organically, but if Kroger isn’t normally your grocery store of choice, you could always buy $100 of gift cards in-store to lock in the savings. Note that buying gift cards from Kroger online won’t work, since Blackhawk Network processes payment rather than Kroger itself. The terms exclude physical gift card purchases, but it’s very unlikely Amex can enforce that.



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